Dental Insurance

Financing Your Care

In our office, we offer high quality care and payment options that work for all of our patients. Below you will find a list of insurance and payment plans that we accept. If you don’t see your preferred method on our list, please call our office at Michael L King DDS, PC Phone Number 518-383-3960 to find out what other options may be available to you.

Dental insurance plans we work with:

  • Delta Dental
  • Guardian
  • Humana
  • Metlife
  • Ameritas
  • Cigna Dental
  • Aetna
  • If you don’t see your insurance on the list, we can most likely still submit to your insurance company for reimbursement on your behalf.  Frequently these insurance companies will still allow you to see us but you are responsible for any difference between billed and paid services.  In some circumstances, patients are reimbursed directly by their insurance company.  

**Please note that we DO NOT participate with any Medicaid plans including ones that are managed by companies listed above.  If you have Medicaid, you will be required to pay at the time of services, but you will NOT be reimbursed by Medicaid. **

Payment options:

  • Check or Cash. Credit Cards Accepted are Visa, MasterCard, and Discover.                                                          **American Express is not accepted**

Extended payment options:

  • CareCredit: We accept payments coordinated through CareCredit with a 6 month no interest agreement.  CareCredit will allow you to stretch out your payments over a longer period of time. To Apply, visit

Please note: Payment is due at the time of service.

As a courtesy to you, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.

We are here to help! Please call for more information about financing your oral health needs in our office!